What You Can Compare
The details that decide whether a plan suits you
Premium alone rarely settles the decision. These are the fields we show for every eligible plan, exactly as the insurer publishes them.
What You Can Compare
The details that matter
Every field below is published by the insurer. Where an insurer has not published a detail, we show “See plan details” instead of guessing.
The lowest price is not always the right cover. Read the excess and the waiting periods alongside the premium.
Hospital cover
What the plan pays towards treatment as an admitted hospital patient.
Doctor / GP benefits
How visits to a general practitioner are covered or reimbursed.
Specialist benefits
Cover for specialist consultations, usually after a GP referral.
Emergency ambulance
Whether emergency ambulance transport is included, and any limit.
Pharmaceutical benefits
Contribution towards prescription medicine, and any annual cap.
Excess
The amount you pay per hospital admission, which can change the premium.
Waiting periods
How long before particular services can be claimed after cover starts.
Start your comparison
Ready to compare your OVHC options?
Tell us your visa, cover start date and who needs cover. We’ll show the eligible plans and current insurer-published pricing available for your details.
- No plan rankings
- Compare up to 3 plans
- Policy details included
Availability varies by visa and insurer.